How Do You Prove Negligence in a Florida Slip-and-Fall Case?
Proving negligence in a Florida slip-and-fall case requires satisfying four legal elements: duty of care, breach of that duty, causation, and damages. For cases involving transitory foreign substances—like spills in a grocery store—Florida law adds an additional requirement under Florida Statute Section 768.0755: you must also prove the business had actual or constructive knowledge of the hazard. Falls rank as the leading cause of injury death for Florida residents and the leading cause of non-fatal injury-related hospital admissions, according to the Florida Department of Health. Yet even with serious injuries, building a successful claim demands specific evidence gathered quickly and strategically.
This guide breaks down exactly what you need to prove, what evidence matters most, how Florida’s 2023 tort reform law affects your claim, and what steps to take immediately after a fall.
Key Takeaways
- Florida slip-and-fall claims require proving four elements: duty, breach, causation, and damages.
- For spills and foreign substances, Florida Statute Section 768.0755 requires proof that the business had actual or constructive knowledge of the hazard.
- Florida’s 2023 tort reform law (HB 837) reduced the statute of limitations for most negligence claims from four years to two years.
- Under Florida’s modified comparative negligence system, a claimant found more than 50% at fault cannot recover any damages.
- Acting fast after a fall—documenting the scene, reporting the incident, and seeking medical care—can make or break a claim.
Proving Negligence in a Florida Slip-and-Fall Case Starts With Four Legal Elements
To win a slip-and-fall case in Florida, you must prove all four elements of negligence. Missing any one of them can end your claim.
The Property Owner Owed You a Duty of Care
Property owners and business operators owe lawful visitors a duty to maintain their premises in a reasonably safe condition. This duty applies to a wide range of property types—retail stores, grocery stores, hotels, restaurants, apartment complexes, parking lots, and commercial office buildings.
The duty of care does not mean a property must be perfect at all times. It means the owner must take reasonable steps to identify hazards, make timely repairs, and warn visitors of dangers they cannot easily see.
Trespassers receive a lower level of protection under Florida law. Lawful visitors—whether customers, tenants, or guests—receive the highest standard of care.
The Property Owner Breached That Duty
A breach occurs when the property owner fails to act as a reasonably careful operator would under similar circumstances.
Common examples of breach in Florida slip-and-fall cases include:
- Failing to clean up a spill within a reasonable time
- Ignoring reported leaks from refrigerators, air conditioning units, or coolers
- Leaving floors wet without placing warning signs
- Allowing broken tiles, uneven flooring, or cracked pavement to go unrepaired
- Installing inadequate lighting in stairwells, walkways, or parking areas
- Failing to place entrance mats or cones during rainy weather
- Skipping regular safety inspections
A single act of negligence can establish a breach. So can a pattern of ignoring known hazards.
The Dangerous Condition Caused Your Fall
Causation connects the hazard to your fall and your fall to your injuries. This element has two parts.
First, the hazardous condition must have directly caused the fall. Walking near a wet floor is not enough—you must have slipped because of it.
Second, the fall must have directly caused your injuries. Pre-existing conditions can complicate this, which is why prompt medical documentation matters so much. A physician’s records that link your injuries to the specific incident—not to an older condition or a separate event—form a critical piece of the causation argument.
Defense attorneys routinely challenge causation. They may argue your injuries existed before the fall or that another cause is responsible. Strong medical records, imaging, and physician testimony help counter these arguments.
You Suffered Damages Because of the Fall
Damages are the measurable losses you suffered because of the fall. Without provable damages, there is no viable claim.
Florida law recognizes two categories of recoverable damages in slip-and-fall cases:
Economic damages include:
- Medical bills (emergency room, surgery, imaging, physical therapy, follow-up care)
- Future medical treatment and long-term care costs
- Lost wages during recovery
- Reduced earning capacity if the injury causes permanent limitations
Non-economic damages include:
- Pain and suffering
- Emotional distress and mental anguish
- Loss of enjoyment of life
- Disfigurement or scarring
- Loss of consortium
The more severe and permanent the injury, the higher the potential value of the claim. Documenting every medical visit, every prescription, and every missed workday strengthens the damages portion of a case.
What Makes Florida Slip-and-Fall Cases Difficult to Prove?
Florida places a higher legal burden on slip-and-fall plaintiffs than many other states. Understanding this burden before filing a claim—or before a fall occurs—can help you respond in a way that protects your rights.
Florida Law Requires Proof That the Business Knew or Should Have Known About the Hazard
Florida Statute Section 768.0755, titled “Premises liability for transitory foreign substances in a business establishment,” imposes a specific evidentiary requirement.
The statute states: “If a person slips and falls on a transitory foreign substance in a business establishment, the injured person must prove that the business establishment had actual or constructive knowledge of the dangerous condition and should have taken action to remedy it.”
A transitory foreign substance includes any liquid or solid that was not part of the original floor—spilled drinks, tracked-in water, grease, produce, soap residue, or similar materials. This standard does not apply automatically to structural defects like broken stairs or permanent flooring problems, but it applies to the most common type of commercial slip-and-fall claim.
Actual Knowledge Means the Business Knew About the Danger
Actual knowledge exists when someone at the business directly knew about the hazard before the fall happened.
Evidence of actual knowledge includes:
- A store employee or manager saw the spill but did not address it
- A customer reported the hazard to staff before the fall occurred
- Surveillance footage shows employees walking past the hazard without cleaning it
- The business itself created the condition (for example, a mop left a wet floor)
- Prior complaints or maintenance requests about the same area were on file
Actual knowledge claims are often stronger because they require less inference. If an employee saw the spill ten minutes before you fell, the business had direct awareness of the risk.
Constructive Knowledge Means the Business Should Have Known
Constructive knowledge does not require proving someone actually saw the hazard. Under Florida law, constructive knowledge may be shown through circumstantial evidence, such as:
- The condition existed long enough that a reasonable business with proper inspection procedures would have discovered it
- The condition occurred regularly and was therefore foreseeable (for example, a refrigerator leak that staff knew about or a drink station that routinely splashes)
Florida Statute Section 768.0755 allows constructive knowledge to be proven by showing that the dangerous condition “existed for such a period of time that, in the exercise of ordinary care, the business establishment should have known of the condition.”
This is where physical evidence of the hazard becomes critical. A dried or dirty spill with footprints tracked through it suggests the condition existed for a significant time. Melted ice near a display case suggests an ongoing refrigeration issue. Both types of evidence help establish constructive knowledge.
What Evidence Can Help Prove Negligence After a Florida Slip-and-Fall?
Evidence quality and speed of collection can determine the outcome of a claim. Here is what matters most.
Photos and Videos of the Hazard
Document everything before the hazard is cleaned up. This means taking photos and videos of:
- The spill, wet floor, or structural defect that caused the fall
- The surrounding area, including any missing or knocked-over warning signs
- The lighting conditions in the area
- Your injuries immediately after the fall
- Any footwear you were wearing at the time
Spills are often cleaned within minutes of an incident. Capture the condition before staff addresses it.
Surveillance Footage From the Business
Business surveillance is among the most powerful types of evidence in slip-and-fall cases. Footage can show:
- When the hazard first appeared on camera
- Whether employees walked past the hazard without addressing it
- Whether customers tried to avoid the area (suggesting the hazard was visible)
- Whether the business caused the condition itself
Surveillance footage is typically overwritten within 30 to 72 hours. If you do not request it—or have an attorney send a preservation letter—it may be gone before you can use it.
Incident Reports
Most commercial establishments—stores, hotels, restaurants, apartment complexes—require staff to create an internal incident report after any guest or visitor falls on the property. Request a copy before leaving the scene. If management refuses, document that you asked.
The incident report can show what the business officially recorded about the hazard, how staff described the cause, and whether they acknowledged an unsafe condition.
Witness Statements
Witnesses often see things that cameras miss. Valuable witness sources include:
- Other customers who saw the spill or saw you fall
- Store employees working in the area
- Security personnel
- Tenants or bystanders in apartment or commercial settings
Collect names and phone numbers before leaving the scene. Witnesses become harder to find as days pass, and their memories fade.
Maintenance and Inspection Records
Routine cleaning logs, inspection schedules, and maintenance records can reveal whether the business was following its own safety procedures at the time of your fall. A missing inspection entry in a 30-minute cleaning log—right before a fall—is powerful evidence.
These records can also reveal a history of complaints or prior incidents in the same location, which helps establish that the hazard was foreseeable and recurring.
Medical Records Connecting the Fall to the Injury
Seek medical care on the day of the fall, even if injuries seem minor. Some injuries—soft tissue damage, herniated discs, traumatic brain injuries—do not produce obvious symptoms immediately.
Medical records create a documented timeline that links the fall to your injuries. A delay in treatment gives opposing attorneys room to argue that your injuries resulted from something else, or that they were not serious enough to require attention.
Emergency room records, specialist visits, imaging results (X-rays, MRI scans), and physical therapy notes all contribute to building a clear causation chain.
Common Examples of Negligence in Florida Slip-and-Fall Claims
Florida’s climate, high foot traffic, and tourism industry create specific and recurring hazard patterns. These are among the most frequently litigated scenarios in premises liability cases across the state.
Spilled Liquids in Grocery Stores or Retail Stores
Liquid spills in commercial environments are the most common source of slip-and-fall claims in Florida. These include:
- Water from produce misting systems
- Soda, juice, or sports drinks from shelving displays
- Cooking oil or cleaning solution in the cleaning aisle
- Liquid tracked from refrigerated sections
Under Florida Statute Section 768.0755, the injured person must prove the store had actual or constructive knowledge of the spill. Evidence like dirty footprints, dried edges, or a nearby employee creates the foundation for that argument.
Wet Floors Without Warning Signs
A “Wet Floor” cone does not automatically protect a business from liability. If a business placed a sign but left the hazard unaddressed for an unreasonable time—or if the sign was so poorly positioned that visitors could not see it—the business may still be liable.
Courts look at whether the overall response to the hazard was reasonable under the circumstances, not just whether a sign was present.
Leaks From Refrigerators, Coolers, or Air Conditioning Units
Florida’s warm climate creates a constant demand for refrigeration and air conditioning in commercial properties. These systems commonly leak, creating wet floors in:
- Grocery store refrigerated aisles
- Hotel corridors near HVAC units
- Restaurant kitchens and storage areas
- Office buildings and retail spaces
When a refrigeration unit or air conditioning drain causes repeated leaks, the business is often aware of the issue. A prior service request, a maintenance ticket, or employee knowledge of recurring leaks can establish actual or constructive knowledge of the hazard.
Rainwater Tracked Into Entrances
Florida experiences frequent and heavy rainfall. Entrances without proper mats, cones, or staff monitoring become high-risk zones during and after storms.
A business that operates in South Florida, Central Florida, or any other area with a predictable rainy season has a foreseeable duty to address tracked-in moisture. Evidence of inadequate matting, absent warning signs, or no inspection records during rain events can support a claim of negligence.
Uneven Flooring, Broken Steps, or Poor Lighting
Not every Florida slip-and-fall case involves a foreign substance. Structural hazards—broken floor tiles, uneven transitions between flooring types, deteriorating stairs, or broken handrails—can form the basis of a premises liability claim under general negligence principles.
Poor lighting that prevents a visitor from seeing a hazard can also support a claim, particularly in stairwells, parking garages, and building entrances. These structural claims are governed by general premises liability law rather than Florida Statute Section 768.0755, but the four core elements of negligence still apply.
How Long Does the Hazard Need to Exist to Prove Negligence?
This is one of the most frequently asked questions in Florida slip-and-fall cases—and the answer is not a fixed number of minutes.
There Is No Exact Time Rule in Every Case
Florida courts look at the totality of the circumstances when assessing whether a hazard existed long enough for a business to have discovered it through reasonable inspection. Factors include:
- The location within the store (high-traffic areas are inspected more frequently)
- The type of hazard (a slow refrigerator leak is more foreseeable than a one-time customer spill)
- The business’s inspection schedule and actual compliance with it
- Available video evidence showing when the hazard first appeared
A spill that existed for five minutes in a quiet aisle may be treated differently than a spill that existed for five minutes at the checkout counter, where employees are stationed continuously.
Circumstantial Evidence Can Be Important
When video footage is unavailable or unclear, the physical condition of the hazard at the time of the fall provides important circumstantial evidence.
Examples include:
- A spill with dried or crystallized edges, suggesting extended time on the floor
- Liquid that appears dirty or has footprints tracked through it
- Melted ice or thawed food near a cooler display
- A smeared or spread-out substance consistent with repeated foot traffic
This type of evidence can establish that the hazard had been present long enough that a business exercising reasonable care should have discovered it.
Regularly Recurring Hazards Can Support Constructive Knowledge
A business that knows a specific area produces recurring hazards—a drink station that regularly splashes, a cooler that frequently leaks, an entryway that consistently floods during rain—faces a higher standard of care. If staff documented or reported the same problem before, the business cannot claim ignorance about a subsequent incident in the same location.
Prior maintenance requests, customer complaints, or internal safety reports that reference the same area or condition can be obtained through the discovery process in litigation.
What If the Property Owner Says You Were Partly at Fault?
Defense attorneys and insurance adjusters routinely argue that the injured party shares some or all of the blame for a slip-and-fall. Understanding how Florida law handles shared fault is essential before entering negotiations or litigation.
Florida Uses Modified Comparative Negligence
Florida follows a modified comparative negligence system under Florida Statute Section 768.81, amended by House Bill 837 in March 2023.
Under this system:
- A claimant’s total damages are reduced by their percentage of fault
- A claimant found to be more than 50% at fault cannot recover any damages
Example: If a jury finds your total damages equal $100,000, but determines you were 30% at fault for not watching where you were walking, you recover $70,000. If you are found 55% at fault, you recover nothing.
This change—from Florida’s prior pure comparative negligence system—makes the apportionment of fault a central issue in every contested slip-and-fall case.
Common Defense Arguments in Slip-and-Fall Cases
Insurance companies and defense attorneys use predictable arguments to shift fault to the injured party. These include:
- “The hazard was open and obvious”—arguing you should have seen it
- “You were distracted by your phone”—claiming inattention caused the fall
- “You ignored a visible warning sign”—disputing whether signage was present and visible
- “Your footwear was inappropriate”—suggesting flip-flops or high heels contributed to the fall
- “You entered an area not open to customers”—contesting your status as a lawful visitor
- “You should have taken a different path”—arguing you chose an unnecessarily dangerous route
None of these arguments automatically defeats a claim. Each requires counter-evidence.
Evidence Can Help Push Back Against Blame-Shifting
Strong evidence counters each defense argument. Video footage showing no warning signs were present refutes the “ignored a sign” argument. Lighting measurements or photographs showing poor visibility undermine the “open and obvious” claim. Witness testimony describing the same fall conditions—from people who were present before, during, or after the incident—provides context that a narrative of victim negligence cannot easily overcome.
An experienced Florida premises liability attorney knows how to anticipate these defenses and build evidence-driven responses from the start of a case.
What Should You Do Immediately After a Slip-and-Fall in Florida?
The first 30 to 60 minutes after a fall determine much of what evidence will be available. Acting quickly protects both your health and your legal claim.
Report the Fall Before Leaving the Property
Notify a store manager, property owner, landlord, front desk staff, or security officer before you leave. Ask them to create an incident report and request a copy.
Do not leave without confirming that the incident is officially documented. If staff refuses to create a report, write down the name of the person you spoke to, the time, and what they said.
Take Photos Before the Hazard Is Cleaned Up
Staff often clean spills within minutes of an incident—sometimes before they even address your needs as an injured person. Use your phone immediately to photograph:
- The exact area where you fell
- The hazard that caused the fall
- Any missing or improperly placed warning signs
- Surrounding signage, lighting, and environmental conditions
- Your own injuries
If the hazard is cleaned before you can document it, photograph the area after cleaning and document the fact that the hazard has been removed.
Get Witness Names and Contact Information
Ask any bystanders, other customers, or employees who witnessed the fall for their names and phone numbers. Take notes immediately. Witnesses leave quickly, and stores do not always retain customer or employee contact information voluntarily.
If someone saw you fall or noticed the hazard beforehand, their account can corroborate your version of events—especially if surveillance footage is disputed or unavailable.
Seek Medical Care Promptly
Seek medical evaluation the same day as the fall. Emergency room records, urgent care notes, or a physician’s evaluation create a documented link between the fall and your injuries.
Do not delay because you feel “mostly okay.” Adrenaline, shock, and inflammation can mask symptoms of serious injuries for hours or days. Waiting creates gaps in your medical timeline that defense attorneys will use to question causation.
Avoid Giving a Recorded Statement Before Speaking With an Attorney
Insurance adjusters often call within 24 to 48 hours of a reported fall and request a recorded statement. Politely decline. You are not legally required to provide one.
Statements made without legal guidance—even casual, conversational ones—can be used to limit your claim. Words like “I wasn’t really paying attention” or “I’m not sure exactly what happened” give defense attorneys material to argue comparative fault.
How Long Do You Have to File a Florida Slip-and-Fall Lawsuit?
Timing is one of the most important factors in a Florida premises liability case. Missing the deadline forfeits your right to compensation, regardless of how strong your case is.
Many Florida Negligence Claims Now Have a Two-Year Deadline
Florida’s House Bill 837, signed into law in March 2023, reduced the statute of limitations for most negligence-based personal injury claims from four years to two years. This applies to claims arising after the effective date of the legislation.
Two years sounds like a long time, but evidence collection, attorney retention, investigation, and pre-suit negotiations all take time. Most attorneys recommend contacting a Florida slip-and-fall lawyer within the first few weeks of an incident.
Important exceptions and separate considerations apply to:
- Claims against government entities (which require earlier notice under Florida’s sovereign immunity laws)
- Wrongful death claims arising from a fall
- Cases where the injured person is a minor
- Claims filed under older incidents governed by the prior four-year window
If you are uncertain which deadline applies to your situation, speak with a Florida personal injury attorney immediately.
Waiting Can Make Evidence Harder to Preserve
Beyond the legal deadline, delays create practical problems:
- Surveillance footage is overwritten, often within 24 to 72 hours
- Employees move, quit, or forget what they observed
- Cleaned hazards cannot be re-photographed as they appeared
- Repaired defects eliminate physical evidence of the dangerous condition
- Incident reports and inspection logs may become harder to obtain over time
Acting promptly gives your attorney the best chance to preserve surveillance footage through a formal preservation letter, gather witness accounts while memories are fresh, and obtain maintenance and inspection records before they are destroyed or lost.
How a Florida Slip-and-Fall Attorney Can Help Prove Negligence
Building a successful premises liability case requires more than reporting a fall. It requires a systematic, evidence-driven investigation—often starting within the first 48 hours.
Investigating the Property and Hazard
An attorney can inspect the physical location, identify all potentially liable parties, and determine whether the fall was caused by a single business, a landlord, a property management company, an independent cleaning contractor, or a combination of responsible parties.
Some Florida premises liability cases involve multiple defendants—for example, a shopping center leasing space to a tenant, where both the tenant and the property owner may share responsibility for maintaining common areas.
Preserving Surveillance Footage and Records
A formal preservation letter sent by an attorney to the business or property owner creates a legal obligation to retain surveillance footage, maintenance logs, incident reports, prior complaints, inspection records, and employee training materials.
Without this letter, businesses are not required to preserve evidence beyond their standard retention schedule—meaning critical footage may be legally deleted.
Working With Medical Experts When Needed
For cases involving serious or contested injuries, medical experts can establish causation, quantify future treatment needs, and explain the long-term impact of specific injuries on daily function and earning capacity.
Expert testimony carries particular weight when insurance companies dispute whether your injuries resulted from the fall or from a pre-existing condition.
Calculating the Full Value of the Claim
Many injured people underestimate the full value of their claim by focusing only on current medical bills. An experienced Florida personal injury attorney evaluates:
- Current and anticipated future medical expenses
- Lost wages and reduced future earning capacity
- Pain, suffering, and emotional distress
- Long-term care and rehabilitation costs
- Impact on relationships and quality of life
An accurate damages calculation prevents accepting a settlement that falls far short of your actual needs.
Negotiating With Insurance Companies
Insurance companies assign claims adjusters whose primary objective is to minimize payouts. Early settlement offers—especially in slip-and-fall cases—are often far below the full value of the claim, particularly when the full extent of injuries is not yet known.
An attorney handles all communication with the insurer, pushes back against blame-shifting tactics, and refuses low offers on your behalf. If negotiations fail, a Florida premises liability attorney with trial experience can take the case to court.
Speak With Jimenez Mazzitelli Mordes About Your Florida Slip-and-Fall Case
If you or a loved one suffered a slip-and-fall injury in Florida, you do not have to figure out the legal process alone. We at Jimenez Mazzitelli Mordes represent injured Floridians across Miami-Dade County and throughout South Florida—including Miami Beach, Coral Gables, Brickell, Hialeah, Doral, Kendall, Aventura, and the surrounding communities.
Our personal injury attorneys have secured millions of dollars in verdicts and settlements for clients in premises liability and slip-and-fall cases, including a $1.7 million trial verdict in a premises liability case. We know how to investigate property hazards, preserve evidence, challenge unfair comparative fault arguments, and fight insurance companies that undervalue legitimate claims.
We handle every case on a contingency fee basis. That means you pay no upfront fees and owe nothing unless we win. Your initial consultation is completely free.
The two-year statute of limitations under Florida’s 2023 tort reform law means time is limited. Surveillance footage disappears quickly. Hazards get cleaned or repaired. The sooner you contact us, the stronger your case can be.
Call Jimenez Mazzitelli Mordes at (305) 548-8750 or schedule your free case consultation online today. We serve English and Spanish-speaking clients and are ready to stand up for you from day one.
Frequently Asked Questions
What is the main law governing Florida slip-and-fall cases involving spills?
Florida Statute Section 768.0755 governs slip-and-fall cases involving transitory foreign substances in business establishments. The law requires an injured person to prove that the business had actual or constructive knowledge of the dangerous condition and should have taken action to remedy it. This statute applies to spills, liquids, and similar materials that create a hazard on a business floor.
What is constructive knowledge in a Florida slip-and-fall case?
Constructive knowledge means the business should have known about the hazard, even if no one saw it directly. Under Florida Statute Section 768.0755, constructive knowledge can be proven by showing the condition existed long enough that a reasonably careful business would have discovered it, or that the condition occurred so regularly that it was foreseeable. Physical evidence such as dirty liquid, dried spill edges, and tracked footprints helps establish how long a hazard existed.
How does Florida’s modified comparative negligence law affect slip-and-fall claims?
Florida’s modified comparative negligence law, updated by House Bill 837 in March 2023 and codified in Florida Statute Section 768.81, reduces a claimant’s recovery by their percentage of fault. A claimant who is more than 50% at fault for their own injuries cannot recover any damages. Insurance companies frequently argue partial fault to reduce or eliminate payouts, making strong evidence essential.
How long do I have to file a slip-and-fall lawsuit in Florida?
Most negligence-based personal injury claims in Florida must be filed within two years of the incident, following changes made by HB 837 in March 2023. Claims involving government entities, minors, or wrongful death may have different deadlines. Contact a Florida slip-and-fall attorney promptly to identify the correct statute of limitations for your specific situation.
What should I photograph after a slip-and-fall in a Florida business?
Photograph the exact location of the fall, the spill or hazard that caused it, any missing or misplaced warning signs, the surrounding lighting conditions, and your injuries as they appeared immediately after the fall. Also document your footwear. Spills are often cleaned within minutes, so speed matters when capturing this evidence.
Can I still file a claim if I did not seek medical care immediately after the fall?
Yes, but delayed treatment can weaken your case. A gap between the fall and your first medical visit gives defense attorneys room to argue that your injuries were not serious or did not result from the fall. Seek care as soon as possible—ideally on the day of the fall—and document all visits, prescriptions, and diagnoses.
Does a “Wet Floor” sign protect a business from liability in Florida?
Not automatically. The presence of a warning sign reduces—but does not eliminate—liability. If the sign was positioned where visitors could not reasonably see it, if the overall response to the hazard was still unreasonable, or if the sign was placed but the hazard was left unaddressed for too long, the business may still be held liable. Courts assess whether the totality of the business’s response was reasonable.
What types of damages can I recover in a Florida slip-and-fall case?
Florida premises liability law allows recovery of economic damages—including medical bills, future care costs, lost wages, and reduced earning capacity—and non-economic damages, including pain and suffering, emotional distress, disfigurement, and loss of enjoyment of life. In rare cases involving particularly reckless conduct, punitive damages may also apply.
Can I file a slip-and-fall claim if the hazard was on government property in Florida?
Yes, but different rules apply. Claims against Florida government entities—such as a city sidewalk, a county building, or a public school—require you to provide formal notice of the claim to the appropriate government agency, typically within three years of the incident. Sovereign immunity rules limit the amount of damages recoverable. A Florida personal injury attorney can help identify the correct procedures and deadlines.
What if the property owner’s insurance company contacts me right after the fall?
Do not provide a recorded statement before speaking with an attorney. Insurance adjusters who contact you quickly after a fall are gathering information to minimize your claim. Statements made without legal guidance—even casual ones—can be used to limit your recovery. Politely decline and direct them to contact your attorney.
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